Welcome to Over50choices

As one of the UK’s leading later life planning companies, we provide guides and reviews designed to help you make better financial decisions.

Health Insurance

Health insurance for over 50s maybe more affordable than you think

Compare over 50 life insurance

Life insurance with acceptance guaranteed

Equity Release

Find out how much cash you could release from your home

Annuity rates

Find the best annuity rates in the UK and make your pension work harder

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Are you planning for later life or already retired?

Jargon-free, balanced information on financial products and services intended to help you make the most of your later years.

Whether you're looking to boost your retirement income, help pay for a funeral, make the most of your pension pot or protect your family – we can help.

With over 30 years' financial services experience, Over50choices' team of experts develops in depth guides providing information, reviews and comparisons to help you plan for later life and retirement.

We are regulated by the Financial Conduct Authority (FCA) for insurance products. We are also a member of the Equity Release Council and highly rated on leading review sites Trustpilot and Feefo.

If you need any help with your later life plans, please don't hesitate to give us a call on 0800 133 7656 or arrange a call back.

Help and advice in taking control

Equity Release

Releasing equity for over 55s is a big decision. In this guide we explain what you need to know. 5 minute read.

Health Insurance

We can show you how to save up to 40% when you compare health insurance quotes using our service.

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Direct cremation guide

Direct cremation has become the UK’s most popular low-cost funeral option in 2025, averaging just £1,597 compared to £4,285 for a traditional funeral. Golden Leaves offers two prepaid direct cremation plans, providing professional care, a simple coffin, and guaranteed cremation fees, with the option to spread payments. Trusted by families nationwide and rated 4.8★ on Trustpilot, it’s a dignified and flexible way to plan ahead.

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Funeral plan guide

You will discover what a prepaid funeral plan is and whether they are a good idea. Who the FCA regulated providers are in the UK and what are the alternatives.

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Over 50 life insurance guide

Read our guide to over 50 life insurance - a whole-of-life policy with no medical and a guaranteed payout when you die - to understand how it works.

Latest blog posts

Protection

19 February 2026

What does Martin Lewis say about over 50 life insurance in 2026?

The money saving expert Martin Lewis has reservations when it comes to over 50s life insurance. Although he believes an over 50 plan could be lucrative for some....

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Retirement

5 January 2026

Martin Lewis' Advice on Pension Drawdown (2026)

Money saving expert Martin Lewis offers pension advice to all ages. We take a look at what he says about pension drawdown.

See all blog posts

How this site works

Our aim is to provide you with clear and accurate information to help you research your chosen financial products and services. The material on this site is for general information only and does not constitute any form of advice or recommendation.

If a link has an * by it, it means it is an affiliated link to an insurance company or broker that may result in a payment to the site. Should you use the equity release calculator, speak to an Age Partnership adviser and take out a plan out using their services, we receive a commission, however this will not affect the price you pay.

Also, from time to time you may see advertisements from third party companies who pay us a fee to advertise their services on our site.

None of the above arrangements constitute advice or recommendations, as other products and companies are available. You should always obtain independent, professional advice for your own situation.

The information provided on this site is accurate at the date of publication, occasionally however, things will change before we have had the opportunity to update them, so please do check. Always do your own research and take independent advice.

We do not investigate the solvency of any company mentioned on our website and are not responsible for the content on websites we link to.

Over50choices is an independent company and regulated by the FCA (No.594280) for insurance products only and a member of the Equity Release Council.